Commercial Banking Services

We provide credit, financing and payment solutions to help your business succeed. We also offer best-in-class commercial real estate services for investors and developers.

Online Bank

Real Estate

Capitalize on opportunities and prepare for challenges throughout the real estate cycle.

Credit and Financing

Prepare for future growth with customized lending and financing solutions.

International Banking

Power your business' global growth and operations at every stage with Havin.

Payments

Your partner for commerce, receivables, working capital, blockchain, liquidity and more.

Sector expertise

Our sector specialists are here to help your business take the next step

We understand the complexity and evolving needs of businesses in a wide range of industries. Our experts will work with you to help turn your aspirations into reality.

Insights and solutions for international growth

We regularly analyse the responses of businesses with the size and ambition to engage in international trade, to provide unique insight into current business attitudes. This helps us to offer the right guidance and support to help businesses achieve their international ambitions.

Foreign exchange and currency risk :

Foreign exchange movements can impact your margins, cash flow and balance sheets. Our team can help you identify, review and manage foreign currency exposures.

Current Accounts:

Our International Current Account is aimed at clients who regularly buy or sell overseas.

Products

Connect with our expertise

Working Capital

Improve working capital by unlocking funds caught in the supply chain, and manage incoming and outgoing cash flows more effectively.

Growth

Inject capital into your supply chain, expand into new markets and improve your existing space and systems.

Payments

Streamline domestic and foreign payments and collections while also making the best use of cash balances.

Award-winning Corporate Banking

We strive to provide the best possible solutions and services to support the growth ambitions of our corporate customers. The recognition we've received from leading publications in the financial industry is testament to our commitment to businesses.

Business loans

Flexible finance options whatever your requirements, available with fixed and variable rates.

Growth capital loan

An innovative and flexible form of finance designed to help businesses grow, without giving away control or significant equity.

Overdrafts

Business can be challenging. This is why we offer flexible overdrafts that give you added peace of mind.

Structured finance

With complex and leveraged transactions, our debt packages are tailored to your needs. We also offer pre- and post-deal support.

Smarter Banking

Banking at the speed of business, Spend less time banking and more time growing your business.

Business Account
Commercial Account